Start Up Business Loans

An initial loan, also known as an initial loan, refers to the financing of new companies with little or no history or working capital.

Learn more:


So, you are pursuing your dreams and you are starting a business, good for you!

But did you know that even first time business owners can qualify for a small business loan to help with start-up costs?

That is how:

In the absence of an income history, the most important factors that lenders will analyze are your personal credit score and the guarantees promised.

In some cases, collateral is integrated into the loan, as with equipment financing.

At other times, you may be asked to commit to real estate, vehicles or inventory to secure the loan and obtain a competitive interest rate.
Start-up funds are also available in the form of commercial credit cards, line-of-credit builders, SBA loans, non-profit microloans, personal loans for commercial use and more.

If the idea of ​​a collateral makes you feel uncomfortable, you can still get the initial funds you need through commercial credit cards and credit line creators.

And let's not forget about the Small Business Administration …
Reserved for small business owners who have had credit problems in the past, loans through the SBA are usually small, less than $ 20,000, but they also have relatively low interest rates.

In addition, there are non-profit lenders that exist to stimulate economic growth and not make profits from their debt.

If you or your company is aligned with the non-profit mission, you may qualify for a micro-loan with a low APR, in addition to additional benefits such as free training and consulting programs.

A last option that most business owners do not know about:

Personal loans may also be available for commercial purposes, and are much easier to qualify than commercial loans.

Do not you look smart?


We created a free platform that allows you to prequalify for financing with a simple form and compare multiple commercial loans in parallel.

Now that's genius

Learn more about LendGenius and how we can help your business. –


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Video credits to LendGenius YouTube channel

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    Start Up Business Loans

    Comments 42

    1. Hi Viewers on this site I’m Lernado L Walker by name. I live in USA, i want to use this medium to alert all loan seekers to be very careful because there are so many scammers everywhere. Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. I had almost lost hope until a friend of mine referred me to a very reliable lender called AJIL FINANCIAL INVESTMENT who lend me an unsecured loan of $18,000 under 2 WORKING DAYS without any stress . ( With Just one unfront payment ) If you are in need of any kind of loan just contact her now on email address stated below ( [email protected] ) I‘m using this medium to alert all loan seekers because of the hell I passed through in the hands of those fraudulent lenders thank you.

    2. I'm not really a fan of taking loans but I agree micro loans are the best way to go for a beginner like me.

    3. It's great to know what information loaners are looking for. Thank you for your informative video.

    4. The information on this video is very helpful.   It goes into great detail of services and options for startup business loans.     You can get multiple types of loans, including personal loans, which I was unaware of.   Excellent information to help me get started with my business.

    5. I was really looking for some video like this, it's great to know all about business funding. Amazing!

    6. Great Video, Excellent Graphics explaining the many different ways to secure a Start Up loan. Informative and very professional. I did not know the collateral pledge was so important

    7. I was really looking for some video like this, it's great to know all about business funding. Amazing!

    8. I'm on the verge of starting my new business and I had no clue I was eligible for loans. Thanks a lot!

    9. I didn't know about the SBA, that's awesome that they can help small business owners with credit problems. I know where to go now when I start up my clothing store! 🙂

    10. This is exactly the problem I'm having with my start up. The info in this video is the advice i needed. I will definitely look into a personal loan for my business

    11. This is really helpful if you wanna start a small business. I'll definitely suggest LendGenius to my friends who have one.

    12. I must say that this option is great for people who are going to open small businesses

    13. Wow, I didn't know all this! I've been wanting to start my own business, that might be possible now!

    14. Thanks for sharing… my friend is looking to start up a concrete business, I will refer him to this video… cheers!

    15. This video is great and filled with useful information, I might even take out a SBA loan for my business

    16. I need a loan for my startup. I got some vital information on this video. Thanks for the video.

    17. Very informative video that should be watched by anyone that wishes to start up a new business.

    18. What better way to launch your business, than to have an expert show you the ropes. Well said.

    19. This is a very informative video, I'll definitely keep this in mind while I'm setting up me small business!

    20. Its really great and helpful video. I think, I can also start business from help of loan. Thank you so much.

    21. Interesting, I'm glad they went through all of the different loans types and explained them.

    22. Been looking for information on how to get a loan for my startup, thanks for the video!

    23. Interesting, didn't realize there were all these ways to get startup business loans.

    24. very helpful video in regards for people that want to take out a loan especially for a small business. I'll definitely check out the other loan videos too.

    25. Very informative video. I had no idea that a start up loan could pay for so much that is involved in starting a business.

    26. I like how the information here is presented in a clear and easy to follow way. Thank you for this informative video on start up loans!

    27. Very cool, I like how professional the speaker is and how clear everything is communicated. Thanks for the insight!

    28. Absolutely right.If you plan to start a business on a loan, YOU MUST DO YOUR DILIGENCE

    29. great video, great information. I was not aware you could take out a personal loan for your small business

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